#466 - The Price of Staying Exactly Where Your Are

 

Hi there, and welcome back to another episode.

Today I want to talk about something that I think so many of us feel deeply, especially in the middle of busy seasons, uncertain times, or when life feels full already.

It starts with this powerful reminder:

"If you are worried about the cost of going for it, you should see the price of staying exactly where you are."

I absolutely love this quote because it makes us pause and think differently.

So often we calculate the cost of change. The cost of investing in ourselves. The cost of starting something new. The cost of taking a risk.

But we rarely stop and ask ourselves what it’s costing us to stay where we are.

In this episode, I’m sharing some personal stories, including one of the best decisions I ever made for my family and my dream life, and I’ll also guide you through a simple but powerful mid-year reset that can completely change the second half of your year.

Here’s what you’ll take away:

  • Why waiting quietly costs us more than we realise
  • The four hidden costs of staying stuck
  • Simple journaling prompts to help you reset and move forward with clarity

If you’ve been feeling overwhelmed, uncertain, or like life is moving too quickly without you intentionally shaping it, this episode is for you.

You do not need to have everything figured out before you begin. You simply need to take one small step.

So grab your favourite tea, your journal, and let’s spend this time together reflecting on what really matters.

As always, I’d LOVE to hear what resonated most with you - so please share and let’s keep the conversation going in the Dream Life Podcast Facebook Group here.    

Have a wonderful weekend …and remember, it all starts with a dream 💛

Dream Life & kikki.K Founder

P.S. If this episode resonates with you, I’d absolutely love for you to join me in Coaching here where we’ll go even deeper together.

 

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TRANSCRIPTION:

Hi there, and welcome back to another episode.

First, I just want to apologise for my voice, but I decided to go ahead and record this episode anyway.

I want to start today with a sentence that is so important to hear, even though we are not always ready to hear it. It is also one that I have often acted on myself.

As I was reflecting on this quote, I thought I needed to share it with you today.

Here it is:

If you are worried about the cost of going for it, you should see the price of staying exactly where you are.

I am going to repeat it.

If you are worried about the cost of going for it, you should see the price of staying exactly where you are.

That is what today’s episode is all about.

Not in a heavy way, and not in a guilt-trip way, but honestly, because I think most of us at some point this year have whispered some version of:

“I’ll start when things settle down.” “I’ll start when I have more time.” “I’ll start when this or that is done.”

And I want to talk about what that really costs when it comes to creating a life that we absolutely love.

So grab a cup of tea, grab your journal, or go for a walk, and let’s begin.

Here is what I have noticed, both in my own life and in coaching hundreds of women over the years.

We are really good at calculating the cost of doing something.

The cost of joining a program. The cost of taking the trip. The cost of leaving the job. The cost of starting the business. The cost of having the conversation. The cost of saying yes or saying no.

We are brilliant at adding up those numbers.

But there is another number, and almost nobody adds it up.

That is the price of the other choice.

The price of staying. The price of waiting. The price of not doing the thing.

And the reason we do not calculate it is because it does not arrive in a single invoice.

It arrives slowly.

A little bit of drift here. A little bit of a postponed dream there. A year that looks remarkably like last year.

And a quiet, almost imperceptible accumulation of almost.

I want you to think for a moment about something you have been putting off.

Not a dramatic life overhaul. Just something.

Maybe a conversation. A habit you keep meaning to start. A boundary you keep meaning to set. A dream you keep meaning to write down.

How long has that been on the list?

A month? Six months? Three years? Longer?

Now ask yourself this, not to feel bad, just honestly:

What has it cost me not to do this yet?

That number is real.

We just rarely look at it.

Here is something I want to share.

When I started my first business, kikki.K, it took a long time to make money.

Like most businesses, it took much longer than I expected, hoped for, or planned for.

So I became very careful with money.

I got really good at being frugal and not spending money unless I absolutely needed to.

That was a good thing at the time, but I held onto that mentality long after the business started making money.

There were so many moments when I said no to things or thought, “I’ll do that later.”

Then we had children, and I realised how quickly the years go.

One of my dreams back then was to one day have a home in Sweden so I could truly live a Swedish life when I was there, not just visit family or stay in hotels.

I wanted the children to experience that Swedish lifestyle too.

But it felt like a very big dream, and not one I felt I needed to rush.

Then one day my dad said to me:

“If you are serious about buying a home in Sweden, you should do it now while the kids are little. Once they are grown up, it will be easy to stay with family and friends again, but having a home there will make a difference now.”

That conversation changed everything.

I told my family I was serious about wanting a home in Sweden.

Soon after, my brother-in-law, who is an expert in that field, sent me an email saying:

“If you are serious, this is the home you should buy.”

To make a very long story short, I bought the home.

And it has been one of the best decisions I have ever made.

I love our Swedish home so much.

When I lost everything and my first business collapsed, the first thing I thought was:

“I need to find a way to keep that house.”

What I learned from that experience, and what I want to offer you today, is this:

Most of us do not move when we are ready.

We move when staying still becomes more painful than moving.

And the question I would love for you to sit with today is:

Do you really want to wait until it becomes that painful?

Or could you choose before that point to move?

Now let’s talk about money, because I know for many of you the word “cost” lands as a financial word first.

That was exactly the same for me.

And I want to be really clear about something.

Worrying about money is not a flaw. It is wisdom.

We should think carefully about what we spend.

And I am very aware that many people are doing it tough right now.

But there is a difference between thinking carefully and automatically defaulting to no.

There is also a difference between being thoughtful and being scared.

Here is a simple exercise I use, and I would love for you to try it too.

Look at where your money went last month.

Open your banking app and scroll through your spending.

Do not judge yourself. Just observe.

Then ask yourself two questions:

One. Does this spending reflect what I actually value?

Two. Am I investing in myself anywhere on this list, or am I only spending on everything around me?

For many women I coach, the answer to the second question is uncomfortable.

Most of us spend money on the kids, the house, groceries, takeaways when we are too tired to cook, and all the things that keep life running.

But we hesitate over spending money on something that supports our growth, wellbeing, learning or joy.

That is not just a money problem.

It is a values alignment problem.

And it is worth looking at.

Because here is what I have learned.

Money spent on what you genuinely value never feels like a cost.

It feels like a vote.

A vote for the life you are building. A vote for the woman you are becoming. A vote for what actually matters.

Money spent out of habit, guilt, or expectation quietly drains us.

So this week I would love for you to do one thing.

Take twenty minutes and sit down with your spending from the last month.

Ask yourself gently:

“Is my money going where my heart is?”

If the answer is no, you do not need a complete budget overhaul.

You need a values check.

You need to reconnect with what you truly want this season of your life to feel like.

The same applies to your time.

Look at where your hours went last week.

Are they aligned with your values, or are they being consumed by everyone else’s priorities?

These are the kinds of questions that change lives.

Not dramatically overnight, but quietly and intentionally over time.

Now I want to give you something practical.

We have been talking about the price of staying where you are, so I think it helps to name what that price actually looks like.

Here are four hidden costs I see again and again.

Number one. The cost of decision fatigue.

When you do not have a clear plan, every day becomes a series of exhausting decisions.

What matters most today? What can wait? What should I do first?

Without clarity, those decisions drain your energy.

By Thursday, you feel exhausted and still have not done the things that truly matter.

Number two. The cost of compounding drift.

Three months of drift does not feel like much.

Six months starts to ache a little.

Twelve months becomes a year you would rather not look at too closely.

Drift compounds in exactly the same way momentum does.

The earlier you interrupt it, the less it costs.

Number three. The cost of unspoken dreams.

Every dream you keep in your head but never act on takes up mental space.

Multiply that over years, and you carry a quiet emotional weight you barely notice anymore.

It is exhausting.

And the relief of finally moving on even one dream is extraordinary.

Number four. The cost of doing it alone.

This one is really important.

Most women I coach technically know what to do.

They have read the books. They have the journals. They understand the frameworks.

But the gap between knowing and doing is rarely closed in isolation.

It is closed in community.

Trying to do everything alone year after year has a very real cost.

Often it is the most expensive one of all.

So those are the hidden costs:

Decision fatigue. Drift. Unspoken dreams. Doing it alone.

Which one are you paying right now?

Because the first step is simply naming it.

Now I want to bring this somewhere practical.

I do not want you to just listen to this episode and feel something.

I want you to do something with it.

If you are listening at the time this episode is released, we are nearly halfway through the year.

And that gives you a genuinely valuable opportunity.

A mid-year reset.

Not a fantasy where you reinvent yourself overnight.

Just an honest pause.

A chance to reflect on the first half of the year, create a plan for the second half, and recommit to what truly matters.

This is something I do every June, and it is one of the most useful things I spend time on all year.

So I want to share the questions with you.

You can do these tonight if you want.

Number one. What did I genuinely want for this year when I wrote my goals in January?

Pull them out and look at them without judgment.

Number two. What has drifted?

Not because you failed. Because life happened.

Just notice it.

Number three. Looking at the next six months, what are two or three things that would make me genuinely proud if they were completed by December?

Number four. What is one thing I can do this week to begin?

If you answer these questions properly, you have already started your mid-year reset.

And if you would like support, accountability and proper structure while doing this work, June inside Dream Life Coaching is exactly that.

The theme this month is the Mid-Year Reset.

We pause. We celebrate. We re-plan. We design the second half of the year.

We map out the next quarter properly, on paper, with real momentum.

It is one of my favourite months of the year to teach because the energy shifts so quickly.

Not everyone has had the start to the year they hoped for.

But that does not mean you cannot finish the year in the most incredible way.

Women often come in feeling overwhelmed and scattered.

They leave with a clear written plan they genuinely believe in.

One of my favourite workshops we do each quarter is called From Overwhelm to Clarity.

That workshop alone is gold.

If this sounds like exactly what you need right now, I would absolutely love for you to join us.

You can learn more here: https://www.yourdreamlifestartshere.com/course

At the time of recording this episode, there are twelve spots available.

No pressure at all. Just an invitation if it feels right for you.

And if now is not the right time, that is completely okay too.

Please still do the reset questions tonight.

That alone could change the second half of your year.

Just do not wait.

Life is short.

I do not want you reaching the end of the year having never started.

The years move quickly.

And life is not a dress rehearsal.

It is happening right now.

That is why I am so passionate about helping you begin.

I want to leave you with where we started.

If you are worried about the cost of going for it, you should see the price of staying exactly where you are.

The price of staying is real.

It just arrives quietly.

It shows up in drifted years, postponed dreams, mental load, and the slow erosion of the woman you know you could become.

But here is the part I really want you to hear.

You are still in the driver’s seat.

You have not missed your chance.

You are not behind.

You are not too late.

The second half of this year has not been written yet.

You get to write it.

And it does not require a dramatic overhaul.

It simply requires an honest pause, one written plan, and one small step this week.

So before you turn off this episode and life gets busy again, please do one thing for me.

Write down one dream you have been putting off.

Just one.

Put it somewhere you can see it.

Then ask yourself:

“What is one small step I can take in the next seven days?”

That is it.

That is the beginning.

Thank you so much for spending this time with me today.

And again, I am sorry about my voice.

I hope you could still hear the message.

I hope to see some of you inside Dream Life Coaching in June where we can do this work together in a deeper way.

And if not, I will see you back here on Monday for another Monday Motivation episode.

Before I finish, I want to leave you with one final reminder.

You do not need to have everything figured out before you begin.

You simply need to start.

I will see you soon.

 

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